Static Caravan and Lodge Finance - Fixed Rates from 7%
Are you looking to finance your very own bolthole, somewhere idyllic you can escape to at the drop of the hat, with friends and family or perhaps even rent out from time to time?
At Four Seasons Finance we can help make your dream a reality. We have a choice of finance options to help finance your static caravan or lodge — whether that’s a new or used model.
Why Four Seasons Finance?
- Holiday home specialists
- A choice of finance products
- New and used caravan and lodge finance
- Quick turnaround
What our clients say
We’ve talked for years about getting a static caravan near where I grew up in Devon. We finally took the plunge and for the last 2 years, we’ve spent just about all summer holiday at our caravan. Four Seasons were fantastic. They bent over backwards sorting everything out with the park. Thank you.Janice – Static Caravan, Hire Purchase
We’ve got twins aged 3. We loved the idea of having a place of our we could visit often. We’ve got absolutely everything we need at our lodge - from wellies to waterproofs to buckets and spades – even a double buggy! Quite honestly, it’s been great, and Four Seasons made the whole buying process, easy and quick too. Would recommend!Amy – Lodge, Hire Purchase
FAQs
For most customers Hire Purchase is ideal because its quick and easy and you get the keys to your holiday home is around 14 days. We also provide secured loans, re-mortgages and personal loans too if HP doesn’t match your requirements.
Very few static caravans or lodges are purchased with the full amount paid up-front. Generally, a combination of a customer deposit with the balance financed over a fixed period, with the funding secured against the caravan or lodge until the final payment has been made.
Yes you can, although there are certain conditions that the park need to agree on prior to funding being released.
Yes you can, please get in touch to discuss your options.
Generally speaking we aim to have hire purchase agreements finalised in around 14 days from receipt of completed application forms.
At the end of your agreement, there is a small ‘option to purchase’ fee. All you need to do is make the payment and the holiday home becomes entirely yours.
Our lenders ask for a minimum of 20% deposit.
Absolutely, we frequently arrange funding for customers looking to buy a holiday home, either for investment or staff perks. We do though, require a personal guarantee from a company director plus a minimum of a 20% deposit.
As a general rule of thumb we only provide funding to homeowners.
Unfortunately we only support applications from customers who plan to use their holiday home as a second base and not a permanent residence.
Absolutely, you can repay your finance agreement at any point during the lifetime of your loan.
To help keep monthly repayments affordable we offer customers the option to defer up to 25% of the total figure borrowed until the end of the agreement.
Absolutely, just check with the park first, just in case they have any specific conditions preventing you from renting it out.
We offer our customers a maximum repayment term of 7 years. We also offer optional balloon end payments to keep repayments within your budget.
To find out what options are available to you; simply complete the application form on the Apply page, remembering to choose preferred day and time for your call back.