Holiday Home Finance

No, we no longer offer hire purchase agreements. Over time, we’ve found that secured lending options, such as second-charge loans and remortgaging, better meet the needs of our customers. Secured loans offer greater flexibility, competitive rates, and higher borrowing limits, making them a more suitable choice for financing holiday lodges.

Yes, our secured loans are exclusively for homeowners. Securing the loan against your property allows us to offer lower rates and more flexible repayment terms.

Absolutely. We provide loans for both new and pre-owned lodges and static caravans, whether purchased from a dealer or a private seller.

No, our loan options are specifically for lodges and static caravans located within the UK.

Most of our lenders have no upper limit on borrowing. However, the amount you can borrow will depend on your financial circumstances and the level of equity in your home. Contact us for a personalised quote.

Applying is simple and quick. Complete our short online application form, and one of our finance specialists will call you to discuss your options. With our same-day decisions in principle, you can proceed with confidence.

Yes, we understand that not everyone has a perfect credit history. Our secured loans are available to homeowners even if they’ve faced credit challenges. By securing the loan against your property, we can often provide tailored solutions with manageable repayments.

Yes, proof of income is required as part of the application process. This helps ensure the loan is affordable for you.

Yes, self-employed applicants are welcome. You’ll need to provide proof of income, such as recent tax returns or bank statements.

Don’t worry. We work with a variety of lenders and specialise in finding solutions for homeowners, even if you’ve been declined by other providers.

No, we do not require any deposits for our secured loans, making it easier to start your journey.

We offer flexible repayment terms ranging from 5 to 25 years. This gives you the freedom to choose a plan that fits your financial circumstances.

Our rates start from 7% APR. The exact rate will depend on factors such as your credit history, the amount you wish to borrow, and the repayment term.

Yes, you can repay your loan early without penalties, giving you flexibility and potential savings on interest.

If you miss a payment, it’s important to contact us as soon as possible. We’ll work with you to find a solution, but as this is a secured loan, missing payments could put your property at risk.

Yes, you can buy your holiday home from private sellers or dealers. We don’t require park approvals, giving you the flexibility to choose the holiday home that’s right for you.

We can still provide finance for your lodge or static caravan even if it isn’t located on a holiday park. Contact us to discuss your specific circumstances.

Yes, you can rent out your lodge or static caravan. While we don’t require park approval, it’s always a good idea to check with the park operator for any specific rules about rentals.

No, our finance solutions are for holiday homes intended as second homes or seasonal retreats. They cannot be used for permanent residency.

Yes, we strongly recommend taking out insurance to protect your investment. Some holiday parks may also require this.

If you sell your holiday home before the loan is fully repaid, you’ll need to settle the outstanding balance as part of the sale. Contact us for guidance if this applies to you.

Yes, it’s possible to finance more than one holiday home. Contact us to discuss your specific requirements, and we’ll guide you through the process.