Holiday Lodge Finance – Fixed Rates from 7%

Four Seasons Finance are the UKs leading brokers of holiday lodge finance. Our team specialises in lending for holiday lodges and cater for most circumstances; depending on whether you are looking to finance a new lodge, upgrade or perhaps refinance an existing lodge.

Why Four Seasons Finance?

  • Lodge finance specialists
  • A variety of finance products
  • New and used lodge finance
  • 14 day turnaround

Make an application

To find out what options are available to you; simply click on the link below and complete our short application form then a member of our team will call you back on your preferred day and time.

    What is a holiday lodge?

    Described by many as a static caravan on steroids and treated to five-star makeover. Owners adore their lodges for their sheer size and shameless sense of style. New lodges are generally delivered fully furnished along with stylish kitchens, walk-in wardrobes and en-suite bathrooms. Some even come with their own hot tubs for that added luxury experience!

    Utilising some of the most robust and innovative construction techniques, today’s lodges are expected to offer a trouble-free ownership for more than 80 years. Compared to a conventional holiday home, customers can anticipate significant savings on maintenance over many, many years to come.

    Why Hire Purchase (HP)

    Hire purchase is arguably the most convenient route to lodge ownership. With only a 20% deposit required and the ability to repay the finance over fixed term, taking hire purchase to finance your lodge really does make sense.

    ‘Balloon’ final payments – we also offer customers the option to defer up to 25% of the total price to the end of the agreement, whereby customers may choose to sell their holiday lodge and clear the outstanding finance or perhaps upgrade to a different model.

    Financing your lodge with hire purchase is also a quick turnaround too, generally around 14 days from receipt of your full application.

    Finance your Static Caravan or Lodge with Hire Purchase, spreading the cost with fixed regular payments. Here’s how it works…

    Holiday Lodge Finance, Holiday Lodge Loans

    What our clients say

    Holiday Lodge Finance FAQs

    Hire Purchase (HP) is easily our most popular option for lodge purchase. HP is straightforward to complete with customers receiving their keys to their lodge generally within 14 days from approval of an application. Alternatives to hire purchase include secured loans, re-mortgages and personal loans.

    Purchasing a holiday lodge with hire purchase is a straightforward process. You will be asked to make an initial deposit of at least 20% of the total purchase price. Thereafter, you agree to make fixed monthly repayments over a fixed term – up to 7 years. We also offer customers the option to defer up to 25% of the total purchase price until the end of the agreement, which helps lower your monthly repayments.

    From start to finish, applications generally take around 14 days to complete a transaction following receipt of a full application.

    Yes, you will need to pay a deposit – our minimum is 20% of the total purchase price.

    Yes, we are happy to support applications when the seller is advertising privately, however, the park will have to agree to certain terms and conditions.

    The maximum repayment term our lenders offers is currently 7 years. We do however also offer customers the option to defer up to 25% of the total borrowed until the end of the agreement.

    Unfortunately our lenders are only offering Hire Purchase to homeowners.

    We only accept applications from customers who intend to use their lodge as a holiday home or for investment purposes. Unfortunately, we cannot support applications if the lodge is going to be a permanent home.

    No problem at all. We would be delighted to provide finance for used lodge.

    We are more than happy to consider applications via limited companies. A company director would still be asked to provide a personal guarantee along with a deposit of 20%.

    Absolutely, you can settle your loan agreement at any point during the life of your loan.

    Absolutely, renting out your holiday lodge is a great way of earning additional income or even just to subsidise your annual site fees. We would suggest that prior to purchase you check with the site to ensure that renting your lodge is allowed.

    To find out what options are available to you; simply complete the application form on the Apply page, remembering to choose preferred day and time for your call back.