Holiday Lodge Finance – Fixed Rates from 7%
At Four Seasons Finance, we specialise in helping you secure funding for holiday lodges. These stylish, fully furnished retreats are the perfect way to enjoy family getaways or peaceful escapes, offering modern comforts like en-suite bathrooms, walk-in wardrobes, and even hot tubs.
Whether you’re purchasing a new lodge, upgrading to a larger model, or refinancing an existing one, our secured lending options are tailored to suit your needs.
Why Choose Four Seasons Finance?
- Lodge Finance Specialists
- Flexible Secured Lending Options
- Fast Turnaround
- Personalised Support
Secured Lending Options
Secured lending allows you to borrow against the value of your property or other assets, offering competitive rates and flexible terms. Our lending options include:
- Second-Charge Loans:
Unlock the equity in your property without disturbing your current mortgage. Ideal for funding a new lodge or making significant upgrades. - Remortgaging:
Restructure your existing mortgage to release funds for your lodge purchase or refinance existing debt. - Lifetime Mortgages:
Lifetime mortgages allow you to release equity from your home without monthly repayments. The loan, plus interest, is repaid when your property is sold, typically after you pass away or move into long-term care. - Competitive Rates:
Starting from 7%, with repayment terms customised to your circumstances.
Whether you’re purchasing, upgrading, or refinancing, our secured lending options are designed to support your financial goals..
Make an Application
Ready to take the next step? Complete our short application form, and one of our finance experts will contact you at your preferred time.
What our clients say
Frequently Asked Questions (FAQ)
Yes, secured lending requires an asset, such as your home, to act as collateral.
We work with a variety of lenders, and while poor credit may limit your options, we will strive to find a suitable solution.
While there is no strict income threshold, you must demonstrate the ability to repay the loan.
Our secured loans start at £10,000.
Simply fill out our online application form. A finance expert will contact you to discuss your options. The process typically takes around 14 days to 30 days from start to finish.
You’ll need proof of identification, proof of income, and details of your property (e.g., mortgage statements).
No, the initial application involves a soft credit search, which does not impact your credit score.
Yes, we can help you finance a holiday lodge even if you’re buying it privately rather than through a holiday park or dealer. Secured lending options, such as second-charge loans or remortgaging, provide the flexibility to fund private purchases.
Secured lending involves borrowing money against the value your home. This type of loan often comes with lower interest rates and higher borrowing limits compared to hire purchase
No, we no longer offer hire purchase agreements. Over time, we’ve found that secured lending options, such as second-charge loans and remortgaging, better meet the needs of our customers. Secured loans offer greater flexibility, competitive rates, and higher borrowing limits, making them a more suitable choice for financing holiday lodges.
Yes, refinancing can help you reduce your monthly payments, access additional funds for upgrades, or even consolidate any debt you might have.
If you are struggling to make repayments, contact us immediately. Secured loans are tied to your property, so missed payments could put your asset at risk.
Yes, most lenders allow early repayment, although this may incur a small fee. Check your loan agreement for specific terms.
Many holiday parks allow lodge owners to rent out their properties, but policies vary. Check with your park operator for specific terms.
Modern holiday lodges are built to last over 80 years with proper care and maintenance.
Holiday lodges are primarily lifestyle investments, offering long-term enjoyment and a retreat for your family. However, they should not be considered traditional financial investments as their value may depreciate over time.
Take the First Step Towards Your Dream Lodge
Financing your holiday lodge has never been easier. Whether you’re upgrading, buying new, or refinancing, Four Seasons Finance is here to guide you every step of the way.
- Quick and Simple Process: Our streamlined application takes just minutes to complete.
- Personalised Support: Speak with our finance experts who will tailor options to your unique circumstances.
- Fast Decisions: Get a clear response within 14 days, so you can focus on enjoying your dream lodge.
Your holiday lodge journey begins with one simple step. Let us help make your vision a reality with tailored, flexible lending options designed just for you. With Four Seasons Finance, your dream is closer than you think.
Don’t wait—start your journey today!
Click the button below to begin your application and let us handle the rest.