Static Caravan Finance – Fixed Rates from 7%

Four Seasons Finance are finance brokers specialising in static caravans. We have partnered with the UKs leading lenders to provide you Static Caravan Finance with a choice of finance products to help you achieve your goal of owning your very own holiday home or perhaps upgrading to a new static caravan.

Our choice of products primarily consists of Hire Purchase (HP); however, we also have alternatives including secured and personal loans, depending on the speed you wish to conclude the purchase and your budget.

Why Four Seasons Finance?

  • Static caravan specialists
  • A range of lending options
  • New and used static caravan finance
  • Fast turnaround

Make an application

To find out what options are available to you; simply click on the link below and complete our short application, thereafter then a member of our team will call you back on your preferred day and time.

    Hire Purchase (HP)

    Hire purchase is probably the most convenient of all finance products. Customers frequently choose HP over alternatives primarily because of its convenience. Like car finance – a deposit is required, then fixed monthly repayments until the end of the agreement. If you wish you can repay the finance early too, with no penalties.

    Hire Purchase also comes with the advantage of a quick turnaround – we aim for about 14 days from receipt of your full application to completion and handover of your keys.

    Finance your Static Caravan with Hire Purchase, spreading the cost with fixed regular payments, here’s how it works…

    Static Caravan Finance, Static Caravan Loans

    Why purchase a Static Caravan?

    Investing in a static caravan is without question a big decision but the benefits, financially, mentally, and physically are quite simply endless. Here are just a few to consider —

    No booking hassle — you can simply take off on any given day or time knowing full well that when you arrive, everything will exactly where you left it.

    De-stress yourself — let’s face it, there’s no bigger and better investment than investing in your health and well-being. Simply having the ability to escape at the drop of a hat is worth its weight in gold, perhaps to the countryside or seaside to enjoy fresh air, elevating your mood, and boosting your vitamin D levels. Your static caravan presents the perfect base from which you can treat yourself to some well-earned fresh air and stunning scenery with friends or family.

    5-star comfort — today, static caravans are built to exceptionally high comfort standards for all year-round use. Every square foot is cleverly designed to maximise space and comfort with central heating and double glazing fitted as standard. Not only that, but many manufacturers factor a whole range of technology options into their caravans now, including integrated blue tooth systems, USB ports to help you stay charged and connected and even hot tubs to help you truly relax!

    What our clients say

    Static Caravan Finance FAQs

    For the majority of our customers purchasing a static caravan often Hire Purchase (HP) is the preferred option. HP tends offers a linear route to funding with a quick turnaround – usually around 14 days. We also provide secured loans too, however, this product requires customers to guarantee the loan with their home and tends to take around 6-8 weeks to complete.

    From receipt of your completed full application through to receiving your keys, please allow for around 14 days.

    Our minimum deposit is 20% of the agreed purchase price.

    Broadly speaking, most static caravans are purchased with some element of funding involved. With HP, the customer is asked to make a minimum deposit of 20% with the balance repaid over a fixed period. The security for the funding is held against the caravan until the final payment is made. We also offer a final balloon payment too, to help keep repayments lower.

    It is entirely feasible to buy your static caravan from a private seller, although to complete the transaction the site would need to be agreeable to certain conditions. Please get in touch for further information.

    Many of our customers choose to buy their static caravan through a limited company, perhaps for investment or as a staff perk. A director of the company would be required to provide a personal guarantee including a 20% deposit.

    Our maximum repayment term on our hire purchase option is 7 years. There is also the option for customers to defer up to 25% until the end of the agreement – this is called a final balloon payment.

    Unfortunately our lenders only offer hire purchase and secured loans to homeowners.

    Regretfully not, our lenders only provide funding to customers who plan on using their static caravan as a second home or investment but not a permanent residence.

    Absolutely. We welcome applications from customers who are looking to buy a used static caravan

    Absolutely, you can settle your loan agreement at any point during the life of your loan.

    We try to make ownership of your static caravan as affordable as possible by offering balloon final payments. You can defer up to 25% of the total amount borrowed until the end of the agreement.

    Absolutely, but we would suggest you check with the park, just in case they have any specific conditions preventing you from renting it out.

    To find out what options are available to you; simply complete the application form on the Apply page, remembering to choose preferred day and time for your call back.