Static Caravan Finance – Fixed Rates from 7%
Owning a static caravan is about more than just having a holiday home—it’s about freedom, comfort, and creating lasting memories. At Four Seasons Finance, we specialise in tailored finance solutions that make owning a static caravan simple, affordable, and stress-free.
Whether you’re upgrading to a newer model or buying your first static caravan, our secured loans offer competitive rates starting from 7% APR, with no deposit required and repayment terms up to 25 years.
Why Choose Four Seasons Finance?
- Static Caravan Specialists: Decades of experience in financing holiday homes.
- Flexible Secured Loans: No deposit required, and repayment terms of up to 25 years.
- New and Pre-Owned Models: Finance available for both brand-new and pre-owned static caravans.
- Fast Decisions: Same-day decisions in principle for quick and confident planning.
Finance Tailored to Your Needs
At Four Seasons Finance, we understand that every customer’s situation is unique. Our secured loans are designed to offer:
- Affordable monthly payments tailored to your budget.
- Competitive fixed rates starting from 7% APR.
- Early repayment options with no penalties.
- The freedom to purchase from private sellers or dealers across the UK.
With a streamlined application process and expert guidance, financing your static caravan has never been easier.
Why Invest in a Static Caravan?
Investing in a static caravan is a decision that comes with countless rewards:
- Unlimited Getaways:
Avoid the stress of booking holidays. With your static caravan, you can escape to your own haven whenever you like. - De-Stress and Reconnect:
Retreat to nature and enjoy fresh air, breathtaking views, and quality time with loved ones. Whether you’re by the seaside or nestled in the countryside, a static caravan provides a peaceful escape from daily life. - Cost-Effective Holidays:
Save on accommodation costs over time. A static caravan offers a fixed base for affordable, repeat holidays, giving you incredible value for years to come. - Year-Round Comfort:
Modern static caravans are built for all seasons, featuring central heating, double glazing, and smart designs that maximise comfort and functionality. - Customised Living:
Choose from a range of sizes, layouts, and features, including integrated tech, outdoor decking, and even hot tubs, to make your holiday home uniquely yours. - Potential for Income:
If permitted by your park, renting out your caravan during unused periods can help offset costs and generate extra income.
What our clients say
Buying a static caravan has been a game-changer for our family. It’s our own little haven, where we can escape and make lasting memories together. Four Seasons made the whole process seamless, offering a loan that fit our budget perfectly. From the first step to the last, they made it so easy. We’re already counting down the days to our next trip!Emma - Static Caravan
I'm self-employed, and that flexibility means I can choose where to work. Buying a lodge has been one of the best decisions I've ever made. Thanks to the simple and straightforward loan process from Four Seasons, I now enjoy working three days a week from my lodge and two from home. It's truly transformed my lifestyle!Sarah - Lodge
We've dreamed for years about owning a static caravan near where I grew up in Devon. Now, for the past two years, we've been spending nearly all our summer holidays there. Four Seasons made achieving this dream possible with a flexible loan tailored to our needs. Thank you for helping us create such wonderful memories.Janice - Static Caravan
Owning a lodge has been one of the best decisions we’ve ever made. It’s our perfect retreat for long weekends, and renting it out during the rest of the year has made it surprisingly affordable. Four Seasons made the loan process straightforward and stress-free, offering flexible terms that suited our finances.Michael & Claire - Lodge
Frequently Asked Questions
Yes, our finance options are exclusively for homeowners. Secured loans use the equity in your property to offer better rates and longer repayment terms.
We specialise in secured loans for static caravans, offering flexible repayment terms of 10 to 25 years and competitive rates starting from 7% APR. These loans are available for both new and pre-owned caravans, purchased from dealers or private sellers.
No, we no longer offer hire purchase agreements. Over time, we’ve found that secured lending options, such as second-charge loans and remortgaging, better meet the needs of our customers. Secured loans offer greater flexibility, competitive rates, and higher borrowing limits, making them a more suitable choice for financing holiday lodges.
No, a deposit is not required when applying for static caravan finance with Four Seasons Finance.
Yes, we work with homeowners who have faced credit challenges. Secured loans allow us to offer tailored solutions even if your credit history isn’t perfect.
Yes, self-employed applicants are welcome. You’ll need to provide proof of income, such as recent tax returns or bank statements.
Proof of income can include payslips, bank statements, or tax returns. This helps us ensure the loan is affordable for you.
Yes, you can. We don’t require park approvals, giving you the flexibility to purchase from private sellers or dealers across the UK.
We can still provide finance even if your caravan isn’t located on a holiday park. Contact us to discuss your specific situation.
Yes, you can rent out your caravan, provided your holiday park permits it. Renting out during unused periods can help offset costs or generate additional income.
No, our loans are designed for holiday homes that are used as second homes or seasonal retreats. Permanent residency is not supported.
Our rates start from 7% APR. The exact rate depends on your credit history, the loan amount, and the repayment term.
We offer flexible repayment terms ranging from 5 to 25 years. This allows you to tailor your monthly payments to suit your budget.
Yes, you can repay your loan early without penalties, giving you flexibility and the potential to save on interest costs.
If you miss a payment, contact us immediately. We’ll work with you to find a solution, but as this is a secured loan, missing payments could put your property at risk.
Start Your Static Caravan Journey Today
Owning your dream holiday home has never been easier. With Four Seasons Finance, you’ll enjoy tailored finance solutions, quick decisions, and expert support every step of the way.
Apply today to take the first step toward creating lasting memories in your very own static caravan.